Local work and casual jobs you can do with your friends, the upkeep of the place, a meeting area, a say in how the area runs — things to do because the people you chose are around.
The plan
That's all — everything else is supplementary.
You pay off a room or an apartment, whichever your budget allows. Start with a room if that's what you can afford, and upgrade to an apartment later. Payments are a share of what you earn (about 30%), on the home's original value plus inflation — not a price that keeps climbing.
A custom AI system runs the neighbour map. It does the matching and the paperwork; the people make the choices.
Add-ons
Local work and casual jobs you can do with your friends, the upkeep of the place, a meeting area, a say in how the area runs — things to do because the people you chose are around.
How it starts
Gather your people and begin at the scale you can: a shared house, a street, a building. The guide covers the rest.
Start a community →A version of the plan for government funding, which we will be putting to Australians: homes people pay off instead of rent, built by the people who will live there with work whenever they like, and a cheap work app for local jobs.
The Australian fund plan →work in progressI'm putting in my own savings and looking for a loan or funding. How much I can borrow is still to be worked out. Buying existing apartments is much cheaper than building new ones.
Unbelievable apartment prices in Germany →Everyone owns the place they live in, from the first day. A room or an apartment is paid off at what it cost plus inflation, never at a price that keeps climbing, so nobody is left renting forever or waiting on a list. Some homes are always kept free, so there is always somewhere to move to.
More people live alone than ever, and being lonely or isolated harms health on a par with smoking. A 2026 national report found half of Australians are lonely, isolated, or both. The usual answer is a visit, a class or a group you travel to. The default life most people are left with is being alone, without community where they live.
The feeling people are missing is being part of something with people they like: people who can deal with problems, make things and make things better, right where they live. Living around people you chose, with something to do because they are around, is what gives it. A place to go is a place to live.